Business Credit Built in 4 Simple Steps
The Importance of Business Credit
To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.
Cosmiq Financial's Credit Builder
Our Credit Builder will help you build your business credit (that’s not linked to your SSN) step by step using a proven, field tested, business owner approved, and highly personalized process. By using our user-friendly & intuitive software and the only full-service business credit adviser team in the industry, you’ll be guided every step of the way, simplifying your experience of obtaining business credit.
Business Credit Builder Benefits
High-Limit Credit
Get Approved for HIGH-Limit Revolving Credit Cards in Your Business Name with No Personal Guarantee
Corporate Compliance
Corporate Compliance Review to Ensure Your Business Exceeds Credit Issuer and Lender Credibility Standards to Get Automated Approvals
Credit Monitoring
Monitor Your Business Credit with D&B, Business Equifax, and Experian Commercial in Real Time through Credit Monitoring Integration Powered by Nav
Excellent Credit Scores
Obtain high credit scores with Dun & Bradstreet, Experian Commercial and Equifax Commercial quickly
Credit Coaching
Receive Concierge Coaching and Servicing with Your Own Business Credit Advisors Who Help You Easily Navigate the Corporate Credit Building Process
Affiliate Program
Get Paid by Offering Business Credit and Loans To Your Existing Clients and Customers
Trade Vendor Accounts
Access the Largest Supply of Business Credit Sources to Get Vendor, Store, Fleet, and Cash Credit Linked to Your EIN only
Client Portal
Get Business Credit and Financing through Your Own Finance Suite and Enjoy the Experience in English or Spanish
Let Us Help You Put
the Pieces Together
- Setup your business to meet lender and credit issuer Fundability standards to get automated approvals
- Setup and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial and get your free D-U-N-S number (which is essential to building great business credit)
- Get initial trade credit to build your business credit reports with no personal guarantee
- Get business credit without a personal guarantee
Fundability is Key
Cosmiq Financial will help you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.
You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration, powered by Nav.
Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $50,000!
Types of Credit We Can Help you Access
Store Business Credit
Vendor credit with many major national retailers
Fleet Credit
Credit cards designed to assist you with fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
Cash Credit
Major credit cards that include Visa, American Express and MasterCard accounts that you can use worldwide
Auto Vehicle Financing
Purchase or lease your primary vehicle or a fleet of vehicles, in your business name
